After decades of work, you deserve to celebrate and reflect on all you’ve achieved without having to worry if you’ll have enough to retire.
What will help relieve this burden is ensuring you make the most of your well-earned Social Security benefits.
To be eligible for Social Security, you must accumulate 40 credits over your lifetime. You can earn a maximum of four credits per year. Although you technically can collect this benefit in 10 years, you should plan to work at least 35 years to maximize your Social Security benefits.
There are many factors that determine the amount of your monthly benefit, such as what age you file, whether your eligible for spousal benefits, and if you plan to work part time or take IRA withdrawals while collecting your monthly benefit.
Contact Morris and Associates today for a FREE consultation to discuss a strategy to maximize your Social Security benefits.